Northern Kentucky Educators' Federal Credit Union
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Skip a Loan Payment for Extra Holiday Cash!

Click Here to print the form!


Have a long list of gifts to buy this holiday season?  Let NKEFCU help with the financial burden.  We can offer you the option to skip your October, November or December loan payment.  This may free up some funds for all the Christmas shopping you need to do.

Simply complete this form and return it to the Credit Union along with a $25 processing fee.  Please Note:  To skip your payment, we must receive this filled out and signed form 15 days prior to your payment due date.


To be eligible to skip your payment you must:

1. Have made at least 6 consecutive payments on the loan.

2. Be current on all loans with the credit union.

3. Have all accounts with the credit union in good standing.

4. Not currently be in bankruptcy.

5. Never have caused the credit union a loss.

6. Sign a form agreeing to extend the terms of the loan.

7. Never have had a loan with the credit union that was 2 or more months delinquent.

*Subject to Credit Union Approval/Not all loans qualify.  For a full list of conditions and restrictions,

read the Skip-a-Pay Policy and Agreement.




Don't Throw Your Money Away!

1.00% Off Loan Rates!

Starting April 1, 2015, you can save 1.00% off our current, already low, interest rates on new cars, used cars, recreational vehicles, unsecured loans and share/CD secured loans!  Get a New Car for as low as 1.25% APR*!  Get a Used Car for as low as 1.50% APR*!  Finance a Recreational Vehicle for as low as 2.50% APR*!  Unsecured loans as low as 6.75% APR*! 

Whether you are refinancing your current vehicle, purchasing a new one or just need extra funds for events or projects, give us a call and see how much money we can save you on interest!

*APR = Annual Percentage Rate. The rate you receive is determined upon your credit worthiness and term of loan. Rates shown reflect current loan sale.  Loan sale DOES NOT apply to internal refinances.  New money only.  Limited time offer.  All rates subject to change.



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