Northern Kentucky Educators' Federal Credit Union
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Escape High Interest Today!

Whether you have a car loan, student loans or credit card debt, let us help you save money.  Refinance your loans with us. For a limited time, we are offering 1% off our current rates! Save money on interest.  Save money on monthly payments.  Pay off your debt faster.  How much can we save you?  Call one of our friendly member service reps at (859) 441-3405 today! Or email us at [email protected] It doesn’t cost anything to see how much you can save. Save money by getting your loan with NKEFCU and be entered to win one of five $100 escape room gift cards* to celebrate your freedom!

Click Here To Apply Now!


*Some restrictions may apply. With approved credit. Members must apply for a loan from NKEFCU in order to qualify for automatic entry into drawing. Limited time only. May not be used in conjunction with any other offers or giveaways. Members must apply for a loan to qualify for automatic entry into the drawing. Refinancing a loan already at NKEFCU does not qualify for entry.  Refinanced loan must come from another financial institution to qualify for entry. Credit Union reserves the right to cancel contest at any time without warning. Valid 10/01/2019 through 11/16/2019. Official rules can be found by clicking here.


Holiday Skip-a-Pay Going on Now!

Click here to print Skip-a-Pay Form

Free up some money for your holiday shopping by skipping your November or December loan payment!  For just a $25 processing fee, you can skip your November or December loan payment this holiday season for gifts or any other expenses you may have.  Restrictions do apply.  Click Here for the Skip-a-Pay Policy.  In order to be approved to skip a payment you (1) must have made at least 6 consecutive payments on the loan, (2) be current on all loans with the credit union, (3) have all accounts with the credit union in good standing, (4) not currently be in bankruptcy, (5) never have caused the credit union a loss, (6) sign a form agreeing to extend the terms of the loan, (7) never have had a loan with the credit union that was 2 or more months delinquent, (8) have had less than 3 skipped payments on the life of the loan.  The skipped payment is subject to credit union approval and not all loans qualify.

Click Here for the full Skip-a-Pay Policy. 


Save On Signature and Car Loans!

Are you paying high interest on your car?  Need furnace or home repairs?  How about all of those holiday bills and credit card balances? Don’t throw your money away! Get the money you need at Northern Kentucky Educators’ Federal Credit Union and save!

You can save 1.00% APR off our current, already low, interest rates on select loans!

Whether you are refinancing your current vehicle or purchasing one, give us a call and see how much money we can save you on interest!

*Special loan rates are for a limited time only.  APR = Annual Percentage Rate. Loan sale applies to new money only, refinancing a loan you already have at the credit union does not apply for sale.  The rate you receive is determined upon your credit worthiness and term of loan.  Management reserves the right to end sale at any time.  All rates subject to change.

  Apply Today!

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