Anyone who works in any of the following school districts/businesses is eligible for membership at Northern Kentucky Educators' Federal Credit Union:

- Beckfield College (Employees & Students)

- Beechwood Independent

- Bellevue Independent

- Boone County

- Campbell County

- Campbell County Library

- Covington Independent

- Dayton Independent

- Diocese of Covington

- Erlanger-Elsmere

- Fort Thomas

- Gallatin County

- Grant County

- Holy Cross

- Holy Family Home

- Kenton County

-Kentucky Education Association (KEA)

- Little Red School House

- Ludlow Independent

- Madonna Manor

- Newport Independent

- Northern Kentucky Cooperative for Education

- NKU (Faculty, Staff & Students)

- Pendleton County

- Silver Grove

- Southgate Independent

 - St. Charles Care Center

- The Children's Garden, LLC

- Thomas More College

- Tri-State Gastroenterology Associates

- Walton-Verona Schools

- Williamstown Independent